Kreditkarten
Das Verkaufsgeschäft hat sich in großen Teilen von den regulären Geschäften ins Internet verlagert. Dies hat für den Verbraucher den großen Vorteil, dass er zu jeder Tages- und Nachtzeit einkaufen kann. Die Ware wird in relativ kurzer Zeit angeliefert und die Zahlung erfolgt bei vielen Anbietern ausschließlich per Kreditkarte. Solche Interneteinkäufe werden inzwischen auch nicht mehr wie früher, von großen Versandhäusern getätigt, sondern auch der Kleinunternehmer, Verkaufsfernsehsender und einfache Händler, sie alle stellen ihre Waren online ein und erreichen eine sehr große Zielgruppe der Verbraucher. Da das Internet aber auch zahlreiche schwarze Schafe mit sich bringt, lassen die meisten Händler nur sehr eingeschränkte Zahlungsarten zu. Die geläufigste Zahlungsart ist dabei die Kreditkarte. Am einfachsten von der Abwicklung her, da die Händler die relativ große Sicherheit haben, dass die Zahlung abgesichert ist. Dies gilt zumindest solange, wie das Kartenlimit ausreichend ist. Da für den Händler die Zahlung einigermaßen sicher ist, wird in den meisten Fällen auch sehr schnell ausgeliefert. Heißt in der Praxis, die Ware kann schon am nächsten Werktag angeliefert werden. Unkompliziert, schnell und direkt vom Händler bis in die Wohnung.
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